The 2026–2028 investment thesis
Intelligent
Investments
An actively engaged investor and venture builder, backing 10x-grade companies with capital, IP and decades of financial know-how, on regulated, multi-jurisdictional, tokenised rails.
Our thesis for 2026 to 2028
The next great financial companies will run a customer’s money and life as one: Intelligently, leveraging common platform investments and partnerships.
Regulated
Licensed, safeguarded and auditable, with trust designed in from day one.
Multi-jurisdictional
Built to move people, businesses and capital across borders and currencies.
Platform & Partners
Common platform investments and trusted partnerships that every portfolio company builds on.
AI-driven
Agents that act on intent: pay, convert, invest, book and stay compliant.
Why now
Four shifts make 2026–28 the moment
AI that acts
Agents are moving from advice to execution: paying, converting, reconciling and filing.
Money becomes programmable
Tokenised deposits, stablecoins and on-chain settlement are entering regulated finance.
Regulation is taking shape
Clearer regimes for e-money, digital assets and AI open room for licensed innovators.
Customers want one place
Wealth, payments, travel, family and business needs are merging into one financial life.
Our value proposition
Four strengths on one foundation
RGC and its proposed subsidiary RGC Ventures LLP put corporate IP, resources and expertise to work, so every venture starts ahead.
Experience
Decades of business experience
Operators who have built, scaled and governed businesses across markets and cycles.
IP
Intellectual property
Proprietary platforms, designs and methods, licensed into ventures from day one.
Since 2016
AI perspective and know-how
Applied AI thinking since 2016, now focused on agents that execute.
First-hand
Financial depth
Payments, banking, accounts, FX, digital wallets and tokenised money.
Underpinned by a world-class Layer 1 blockchain
Tokenisation, settlement and programmable money at the foundation of every venture. [L1 name]
Across the money stack
First-hand depth, not theory
Payments
Domestic and cross-border rails, schemes and settlement.
Banking
Partner-bank models, safeguarding, treasury and regulators.
Accounts
Multi-currency, multi-user accounts for people and businesses.
FX
Pricing, liquidity and conversion for cross-border lives.
Digital wallets
Stored value, cards and mobile experiences used daily.
Tokenised money
Stablecoins, tokenised deposits and on-chain settlement.
One stack
One stack for a financial life
Every RGC venture plugs into the same four layers, from what a customer wants down to how value settles.
Life
Wealth, travel, events, family and business goals
IntentAI agents
Understand, decide and act across accounts and providers
ExecutionRegulated money
Accounts, payments, FX and wallets across jurisdictions
TrustLayer 1 blockchain
Tokenised money, instant settlement, programmable rules
FoundationHow we invest
An investor that builds
We originate and back ventures the way an engaged VC or private equity firm would, then stay close as they grow.
Stage 1
Discover
Mine corporate IP and market signals for 10x-grade problems.
Stage 2
Validate
Prove demand, unit economics and the regulatory path, fast.
Stage 3
Build
Assemble founders, licences, platform IP and AI agents.
Stage 4
Scale
Expand across jurisdictions with partners and capital.
Every venture inherits
Working with our portfolio
An active partner, not a passive shareholder
Like the most engaged VC and private equity owners, we bring a plan, operators and shared capabilities, and create the conditions for each company to run efficiently and scale profitably.
Across the ownership journey
- At investment
Agree the plan
A value creation plan and a first-100-days agenda, set with management before capital goes in.
- First 100 days
Set the foundations
Key hires, governance, a shared KPI cadence and early efficiency wins.
- Growth
Accelerate
Customer introductions, new markets, follow-on capital and selective acquisitions.
- Realisation
Prepare for exit
Clean data, audit-ready controls and an equity story buyers or investors can trust.
Our value creation toolkit
Board and governance
Active board seats, clear decision rights and risk oversight suited to regulated firms.
Operating partners
Seasoned operators in payments, banking and FX working alongside management.
Talent
Help hiring senior leaders and a bench of trusted interim executives.
Commercial acceleration
Introductions to customers, partners and banks across the RGC network.
Shared services
Pooled compliance, treasury, procurement and vendor terms no single company could get alone.
AI and automation playbook
Proven use cases rolled out across the portfolio, with clear guardrails and human oversight.
IP and shared rails
Licensed IP, regulatory playbooks and L1 infrastructure, so teams build less from scratch.
Buy-and-build
Bolt-on acquisitions that add licences, markets or capabilities faster than building them.
Central
Built once, shared by all
Platform, compliance tooling, data and AI capabilities run at group level and deployed across the portfolio.
Embedded
Specialists where it counts
Dedicated teams placed inside a company when its data, product or market justifies sustained investment.
The outcome
Efficient, scalable operating models: costs stay lean while revenue grows.
Our filter
What makes a venture 10x-grade
Ten times better outcome
A step change for the customer, not an increment.
Regulated moat
Licences and compliance designed in, and hard to copy.
AI-native economics
Agents carry the work, so margins improve with scale.
Borderless by design
Built for many jurisdictions and currencies from the start.
Tokenised rails
Programmable money and instant settlement on the L1.
Pre-Series A
What we look for
We back pre-Series A companies at the point where the product works, customers pay and the business is ready to scale. We invest with conviction and stay close, but we are selective: the companies we back already run lean, sit inside regulated perimeters and show the kind of traction that can compound quickly.
These are the criteria we use to qualify every opportunity. The strongest meet all of them.
01 · Sector
Where we invest
- AI
- Fintech
- AIFintech, where the two meet
02 · Regulation
Licensed and in good standing
- Regulated entity in major markets
- Good regulatory standing with its supervisors
03 · Traction
Customers who pay and stay
- Customer traction and revenue generative
- Customer growth traction indicating a potential 10x return in under 2 years
04 · Financial discipline
Self-sustaining economics
- Revenue greater than OPEX
- Balance sheet free of pre-Series A debt and exercised convertible loan notes (CLNs)
05 · Organisation
Lean by design
- Lean organisation
- Efficient organisation structure
- Roles balanced 50:50 Human:AI, an efficient operating model
Building a company that fits? We would like to hear from you.
Start a conversationOpportunity spaces for 2026–28
Where money meets life
Illustrative themes for discussion.
Agentic treasury
AI that runs cash, FX and payments for SMEs and family offices.
Wealth and life concierge
One relationship for money, travel, events and everyday life.
Cross-border families
Shared multi-currency money for families living across borders.
Tokenised settlement
Instant, programmable settlement for businesses and platforms.
Compliance as a service
AI-led onboarding, monitoring and reporting across regimes.
Embedded finance
Regulated money inside the apps where life already happens.
Our ambition
We turn what RGC already knows into companies the market has not yet seen.
Partnership
What we offer each partner
For
The leadership team
A clear thesis, a disciplined build model and a portfolio that compounds RGC’s IP into enterprise value.
For
Venture capital partners
Early access to de-risked ventures with IP, regulatory paths and operators already in place.
For
Portfolio companies
Capital plus hands-on support: IP, shared rails and seasoned operators, and the conditions to scale efficiently.
Get in touch
Let’s build what money does next.
We are opening conversations with co-investors, operators and founders for the 2027–28 pipeline.
Contact
President
president@remi.global